Warning : Late repayment can cause you serious money problems. For help and advice go to moneyadviceservice.org.uk
277.6% APR Representative

puma loans
Rates from 45.3% APR to 1575% APR
Terms and Conditions

Terms of using this website

Please review all the clauses of this section carefully before using this website. By submitting a loan application form on pumaloans.co.uk you indicate that you accept all the terms and conditions of using this website. If after reading the following terms you believe that you do not agree with any one of these clauses then please do not submit a loan application form on our website.

About Us

pumaloans.co.uk is a trading name of Fine Web Solutions Ltd. This company is registered in England and Wales with company number 8336815. The registered office of Fine Web Solutions Ltd is at 35 IVOR PLACE, LOWER GROUND, LONDON NW1 6EA.

The company carries out a service business of credit brokerage to consumers based in the United Kingdom. The company does not offer loans or makes any credit decisions on behalf of the lenders.

Our services are regulated by the FCA (The Financial Conduct Authority) and the company is registered under interim permission number: 690102

Our Services

Our services include but are not limited to advertising the credit offers of other companies (lenders or brokers), introducing potential borrowers to the lenders/brokers in order to help consumers obtain secured or unsecured loans. In the process of introducing consumers with the lenders/brokers to obtain cash advances, the company invites the users to fill, complete and submit a loan application form which is automatically sent to the lenders/third party brokers (the advertising partners).

We do not guarantee that by completing the online application form the applicant will surely get a loan approval. This online application is not considered as your direct request for cash to a specific lender(s) but it is simply a generalised application that confirms your interest in borrowing cash. Direct lenders may require you to fill another (more detailed) application form to process your request further. All these lenders are solely responsible for making lending decisions that depends on their eligibility requirements and your financial situation. The prerequisites of obtaining a loan or any other loan terms mentioned on this website are for illustrative purpose only.

Our company does not charge a fee for sending your application forward in order to introduce you to other lenders/brokers. The company generally receives a brokerage fee from its advertising partners for forwarding the loan applications of interested users.

Our company does not act on behalf of our advertising partners (lenders and brokers) or represent them. We do not become a party of any contract (for cash advance) made between you and the lenders/brokers (our advertising partners). All rights and obligations under the terms of the contract for a loan are solely between you and your lender.

Credit Checks

By submitting the application on this website you authorize us to transfer/send your information to our advertising partners (lenders and brokers) who would perform all the required verification of your information and your credit worthiness in order to identify if you match their eligibility requirements or not. By accepting these terms you also understand that these checks may include contacting Credit Reference Agencies (CRAs), fraud and money laundering preventing agencies and the electoral register as well as providing them with information about you.

Accessing this Website

We reserve the right to withdraw or amend the service offerings of this website without any prior notice. We would not be liable if for any reason this website is unavailable at any particular time or for any period. We may also restrict access to any part of this website or the complete website even for the users who have used this website earlier.

Intellectual Property

Our website, its content and all intellectual property pertaining to or contained on this website is owned by the company or other third parties. All the rights, titles and interest pertaining to patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks, (collectively called "the Content") are owned by the company or other third parties. Our Logos, trademarks, images... may not be copied, used, linked or disseminated without prior notice and written permission from our company. Any requests for such approval should be directed to info@pumaloans.co.uk.

You are only authorised to view our website and retain a copy of its pages only for your personal reference (not a commercial use). Copies of our web pages can be made only for the purpose of transacting business with the company. By accepting our terms and conditions, you also agree that you will not duplicate, publish, modify or create derivative works from this website. You will also not participate in the transfer of or in any way distribute or exploit our website or any portion of it for any personal, public or commercial use without a written consent of the Company. Further, you agree that you will not remove or alter any author, trademark or other proprietary notice or legend displayed on this website (or printed pages produced from our website). Or you will not make any other modifications to any documents obtained from our website other than in connection with completing information required in the loan application form to transact business with our company.

Site Security

You must not introduce viruses, Trojan, worms, logic bombs or other material which is malicious or technologically harmful to our website. You must also not attempt to gain an unauthorised access to our website, server, computer or any database connected to our website. You should also not try to attack our website via a denial-of-service attack or a distributed denial-of service attack.

By violating this provision of our website security you would be committing a criminal offence under the Computer Misuse Act 1990. We reserve the right to report any such attempt to the relevant law enforcement authorities and disclose your identity to them. In such an event, your right to use or access our website would cease immediately. And we would not be liable for any sort of loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material occurred in case of you misusing our website.


Our privacy policy applies to the use of this website and its important clauses are made a part of these 'Terms of Use' for same reason.

Any of your personal data processed through our company will be in accordance with our Privacy Policy. And as you use our website we naturally receive your consent to such processing and you assure that the information provided by you is accurate. Please note that we may transfer your personal data to lenders outside of the European Economic Area, subject to us always meeting the legal requires for such transfer as set out in the Eighth Data Protection Principle of the Data Protection Act 1998.

Further, by using our website you also acknowledge that data transmission through Internet is not completely private or secure. You understand and acknowledge that any message or information you share through our website may be read or intercepted by any other individual or party despite all/complete efforts from our company to prevent such transmissions.


Our company does not promise that this website or any content, document or feature of this site will be completely error-free, uninterrupted, and that any defects will be corrected immediately. Any material on this website may have technical inaccuracies or typographical errors, and is subject to change without notice. The Company cannot ensure that any files, documents or other data you download from our Sites will be free of viruses or contamination or destructive features.

We also disclaim all warranties, expressed or implied including warranties of accuracy of information, non-infringement, merchantability and fitness for a particular purpose. Our company also does not guarantee that submission of a loan application form would result in approval. Further we also disclaim any and all liability for the acts, omissions and conduct of any third parties in connection with or related to your use of this website. You take the complete responsibility of using our website and its results.

Our Liability

All the content displayed on our website has no guarantee attached to it. We completely avoid false commitments and featuring misleading statements on our website. As much as the law of brokerage permits us, we exclude:

  • 1. The use of terms like warrantee and guarantee which might be misleading for our users by misrepresenting our service offerings and commitments.
  • 2. The liability of any sort for any direct, indirect or consequential loss or damage to any of our website users caused by using our website, or because of not being able to use our website adequately, including:
    • - loss of income or revenue
    • - loss of business
    • - loss of profits or contracts
    • - loss of anticipated savings
    • - loss of data
    • - loss of goodwill
    • - waste of time
    • - loss or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above
    • 3. The liability for death or personal injury arising from negligence of your application; for fraudulent misrepresentation, or any other loss/damage which cannot be excluded or limited under applicable law

By using this website you agree that the application form on this website is harmless from and against any sort of losses, claims, damages, costs and expenses (including reasonable legal and accounting fees).

Linking to and from this website

This website may contain links to other websites maintained by any third parties. We are not responsible for the content or privacy policies of those websites. The existence of such links should also not be considered as an endorsement or recommendation of those websites or of any product or service offered by those websites or of any party/company that is associated with those websites.

Please note: Any other websites or web pages linked to our website may be governed by separate terms and conditions as well as privacy policies. Please refer to the applicable terms and conditions, including privacy policies of those websites and web pages when visiting them.

You may also link to our website home page, provided that you do it in such a way that is fair and legal and does not damage our reputation or take advantage of our website/services. You must also not establish a link in such a way as to suggest a false association, approval or endorsement with us.

You must also not create a link to our website from any website or web page that is not owned by you. Also do not frame our websites on any other site, or create a link to any other part of our websites other than the home page.

If you intent to make a legal use of any content or material on our website you can contact us and send your request to info@pumaloans.co.uk.


The financial services and products that we promote on our website are designed only for individuals over 18 years of age. None of the information contained on this website is intended to invite or encourage the clients under 18 to show interest in our services or products.

Law and jurisdiction

These Terms of Use of this website are governed by the Laws of England and Wales. And the courts in England & Wales have exclusive jurisdiction of any disputes that may arise under or in connection with the Terms of Use of our website. However, we reserve the right to bring any proceedings against you for the breach of these 'Terms of Use' of our website in your country of residence if required.


Failure by the company to exercise any rights or enforce any of these 'Terms of Use' shall not constitute a waiver of such rights or terms. If any provision of these Terms is held to be invalid or unenforceable (to any extent) in any particular situation, the remainder of these Terms, or its application would not be affected. Therefore, each provision stated here shall remain valid as permitted by law.

The 'Terms of Use' of this website constitute the entire agreement between you and the company with regard to your use of this website. Any other written or oral agreements or understandings previously existing between you and the company with respect to use of our website may be superseded and cancelled.

Your complaints

If you have any complaints, please contact us at customers@pumaloans.co.uk. We will review and investigate your complaint on priority and return our decision as soon as possible. In case you are not happy with our final response to your complaint, you will have the right to present your complaint in front of Financial Ombudsman Service (FOS). To do so, you would have to contact FOS within 6 months of our final response to your complaint. You may write to FOS at the following address or find them online.

The Financial Ombudsman Service

Exchange Service, London, E14 9SR

Consumer Advisory : Please note personal loans should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that you cannot repay on time. Missing repayments may hurt your credit rating and will make it more difficult for you to obtain credit in future.

The operator of this website is not a lender or a personal loan provider and does not make credit decisions. We are a credit broker, providing free loan matching services to consumers interested in obtaining £100 - £3,500 for 3 – 18+ months. This site will automatically submit the information you provide to a direct lender or broker via iframe application form provided to us by FCA authorized lenders or credit brokers only. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

We do not charge you any fees to use our websites, services or products. To operate this service we receive a commission paid to us by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

Not all lending partners offer loans up to £3,500 and there is no guarantee that all applicants will be approved for their requested loan amounts. Please note lenders may use collection services for non-payment of their loans.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.


We do not require payments, UKash vouchers, or deposits to match you with a lender. Click here to read more.

277.6% APR Representative

Example : Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative.

Rates from 45.3% APR to 1575% APR - we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Note : The APR you pay may differ depending on the lender that accepts you

Warning : Late repayment can cause you serious money problems. For help and advice go to moneyadviceservice.org.uk