Warning : Late repayment can cause you serious money problems. For help and advice go to moneyadviceservice.org.uk
277.6% APR Representative

puma loans
Rates from 45.3% APR to 1575% APR

What are the Charges?

Loan amount Monthly Repayment Interest Total Repayment
£600 £95.37 £544.44 £1,144.44
£800 £127.16 £725.92 £1,525.92
£1,000 £158.95 £907.40 £1,907.40

Note : These figures are estimated numbers calculated on basis of Interest rate - 140% pa (fixed) and 277.5% APR Representative for a 12 month loan. The actual loan charges and repayments may differ, depending on your lender's selection criteria.

Loan is approved on basis of your affordability and credit worth

All UK lenders comply with the rules and regulations of responsible lending laid by Financial Conduct Authority (FCA). This includes the interest rate cap, maximum penalty for missed payments and restricting the number of loan extension/rollover. As per the new lending policies, the loan charges (interest, penalties or fee) can never be more than the actual loan amount borrowed.

Late Payment or Non Payment penalties

When borrowing cash, a due date for loan repayment is mutually decided between the lender and the applicant. And this is recorded in the loan agreement you sign at the time of borrowing money. If you breach the deadline and do not make a payment on time, the lender might charge you a late payment penalty, which adds up to your loan amount. So, it is always better to inform the lender in advance when you face a problem in arranging funds for repayment. The lender might offer you some flexibility in loan repayment terms so that you can clear your dues without much trouble.

Disclosure of Fees and Renewal policy

Our USP is to provide a straightforward service to our users. We meet all our commitments of sharing your information with the lenders instantly and through secure channel. We believe that all lenders clearly disclose the features of their loan quotation through the loan agreement, including the interest rates, fee and any other cost. We have always worked with credible lenders and brokers who are bound by laws and cannot employ any unethical practices of lending.

Please note that we do not lend money directly to any of our website users, and so the fees, charges, interest rates, policies, terms and conditions are all decided at the time of agreement as per lender's discretion. There are no charges for submitting a personal loan application through pumaloans.co.uk.

Consumer Advisory : Please note personal loans should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that you cannot repay on time. Missing repayments may hurt your credit rating and will make it more difficult for you to obtain credit in future.

The operator of this website is not a lender or a personal loan provider and does not make credit decisions. We are a credit broker, providing free loan matching services to consumers interested in obtaining £100 - £3,500 for 3 – 18+ months. This site will automatically submit the information you provide to a direct lender or broker via iframe application form provided to us by FCA authorized lenders or credit brokers only. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

We do not charge you any fees to use our websites, services or products. To operate this service we receive a commission paid to us by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

Not all lending partners offer loans up to £3,500 and there is no guarantee that all applicants will be approved for their requested loan amounts. Please note lenders may use collection services for non-payment of their loans.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.


We do not require payments, UKash vouchers, or deposits to match you with a lender. Click here to read more.

277.6% APR Representative

Example : Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative.

Rates from 45.3% APR to 1575% APR - we provide a no obligation quote, your APR will be based on your personal circumstances. You can choose a repayment period from 3-18 months when make your application.

Note : The APR you pay may differ depending on the lender that accepts you

Warning : Late repayment can cause you serious money problems. For help and advice go to moneyadviceservice.org.uk